Question 1

Which cryptocurrencies can buyers pay with?

Accepted Answer

Buyers can pay with USDX, USDT, USDC or BNB on BNB Chain. Anything that is not USDX is swapped through PancakeSwap V3, so the merchant always receives USDX.

Question 2

Does 0xPay hold my money?

Accepted Answer

No. 0xPay is non-custodial. Funds move directly from the buyer's wallet to the merchant's wallet. 0xPay never holds, escrows or freezes funds.

Question 3

Do I need an account to create a payment link?

Accepted Answer

No. There is no signup and no KYC. You enter a title, a price and the wallet that should be paid, and the link works immediately.